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Plante v. Columbia Paints
North Dakota Supreme Court (1992) | 494 N.W.2d 140; 1992 N.D. LEXIS 260; 1992 WL 379354
TL;DR: In an insurance dispute with multi-state contacts, the court applied a "significant contacts" analysis to determine which state's law governed. It chose the law of the state where the contract was formed over the state where the injury occurred, resulting in a single liability limit.
Legal Significance: The case formally adopts the "significant contacts" approach, using Leflar's choice-influencing considerations, for contract disputes in North Dakota. It prioritizes contacts related to the contract's formation over the location of the underlying tort when interpreting insurance coverage.